How it works

We’re giving you more flexibility, introducing interest free credit – so you can pay monthly, at no extra cost.

Spend £500 or more and spread your payments over a 6 or 12 month period with Klarna, our payment provider.

If your order comes to £500 or more, you can spread your payment across 6 months.
If your order comes to £1,000 or more, you can spread your payment across 12 months.

1. Add any Swoon designs to your basket, with a total order value of £500 or more.

2. Select ‘Interest free credit’ at checkout and you’ll be presented with a payment plan.

3. Fill in a few personal details and get an instant answer from Klarna. If successful, your agreement begins and your order is placed.

4. Your designs are delivered and your Klarna repayments will start.

Who are Klarna?

We’ve partnered with a payment provider called Klarna to give you the option of paying monthly for your designs, at no extra cost. Klarna was founded in 2005 in Stockholm, Sweden with the aim of making it easier for people to shop online. Klarna is now one of Europe’s largest banks and is providing payment solutions for 60 million people across 90,000 merchants in 14 countries.

The type of payment plan we offer through Klarna is called Slice it – and to qualify, you need a total order value of £500 or more, as in the four-step process above.

Want to know more? See below for important information and frequently asked questions.

Important information

Am I eligible?

To be eligible you must be at least 18 years old, and the success of your application is subject to your financial circumstances and a full credit search. To improve your application’s chances of success, make sure you enter full and accurate personal details, and have your order delivered to your registered billing address.

How do I apply?

When you apply for interest free credit with Klarna for the first time, you'll be asked to provide your phone number, email address, billing address and date of birth. This information will be kept secure by Klarna. Swoon does not have access to this. If you use Klarna Slice it again, you'll only need to agree your order and won't need to provide the same personal information again.

You are responsible for making the agreed repayments on time and in full. Making these repayments in full as agreed means you’ll be able to spread your payments across the time frame agreed, at no extra cost – helping you get the designs you want without having to pay up front.

But if you miss payments, the interest free arrangement will cease and you’ll be required to pay interest on all future repayments at 18.9% APR (representative, variable). This is reflected in the information below:

Representative example of interest incurred if you miss a repayment

Promotional rate


Representative (variable)

18.9% p.a.

Purchase interest rate

18.9% p.a.

Assumed credit limit


Got a question?
Find out more about interest free credit on our FAQs page

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