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Spread the cost

Pay monthly for your designs, at no extra cost – no matter how much you spend – with payment plans by Klarna.

Who are Klarna?

We’ve partnered with a payment provider called Klarna to give you flexible ways to pay at no extra cost. Klarna was founded in 2005 in Stockholm, Sweden with the aim of making it easier for people to shop online. Klarna is now one of Europe’s largest banks and is providing payment solutions for 60 million people across 90,000 merchants in 14 countries.

Now you can spread the cost of your designs, no matter how much or how little you spend. We offer two types of payment plan through Klarna: 'Pay in 3' and 'Slice it'.

1. Pay in 3 instalments

For basket values up to £499.


Simply spend up to £499 in one order to qualify for 'Pay in 3 instalments' by Klarna. On this plan, you make your first payment when you place your order. The remaining two repayments will be taken on the same date of the month, in the following two months. Eg. You place your order on 10th April. You make the first payment on 10th April, and the second and third repayments come out on 10th May and 10th June respectively. Here's how it works:


1. Add Swoon designs to your basket with a total value of up to £499.

2. Select ‘Interest free credit’ at checkout and you’ll be presented with a payment plan.

3. Fill in a few personal details and get an instant answer from Klarna. If successful, your agreement begins and your order is placed.



2. Slice it

For basket values of £500 or more


Simply spend £500 or more in one order to quality for 'Slice it' by Klarna. On this plan, you pay monthly with interest-free credit when you spend £500 or more. If your order comes to £500 or more, you can spread your payment across 6 months. If your order comes to £1,000 or more, you can spread your payment across 12 months. Here's how it works:



1. Add any Swoon designs to your basket, with a total order value of £500 or more.

2. Select ‘Interest free credit’ at checkout and you’ll be presented with a payment plan.

3. Fill in a few personal details and get an instant answer from Klarna. If successful, your agreement begins and your order is placed.

4. Your designs are delivered and your Klarna repayments will start.


Important information

Am I eligible?

To be eligible you must be at least 18 years old, and the success of your application is subject to your financial circumstances and a full credit search. To improve your application’s chances of success, make sure you enter full and accurate personal details, and have your order delivered to your registered billing address.

How do I apply?

When you apply for interest-free credit with Klarna for the first time, you'll be asked to provide your phone number, email address, billing address and date of birth. This information will be kept secure by Klarna. Swoon does not have access to this. If you use Klarna Slice it again, you'll only need to agree your order and won't need to provide the same personal information again.

You are responsible for making the agreed repayments on time and in full. Making these repayments in full as agreed means you’ll be able to spread your payments across the time frame agreed, at no extra cost – helping you get the designs you want without having to pay up front.

But if you miss payments, the interest free arrangement will cease and you’ll be required to pay interest on all future repayments at 18.9% APR (representative, variable). This is reflected in the information below:

Representative example of interest incurred if you miss a repayment

Promotional rate

0%

Representative (variable)

18.9% p.a.

Purchase interest rate

18.9% p.a.

Assumed credit limit

£1,200

Got a question?
Find out more about interest free credit on our FAQs page

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